Restaurants industry

Restaurant Debt Solutions, Tailored to Your Needs

We help restaurant owners overcome MCA debts and regain financial stability with customized solutions and trusted legal support.
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Restaurants Challenges

The Financial Challenges Facing Restaurant Owners

Thin Profit Margins

Restaurants typically operate on very narrow profit margins. Unexpected costs, such as equipment breakdowns or rising ingredient prices, can quickly erode profitability and cause financial strain.

Dependence on Equipment Functionality

A single piece of broken equipment, such as an oven or refrigerator, can disrupt operations. Immediate repairs or replacements are often necessary, requiring access to fast financing solutions.

Cash Flow Volatility

Seasonal fluctuations, changing dining habits, and unpredictable customer foot traffic can lead to uneven cash flow. This inconsistency makes it challenging to meet fixed costs like rent and wages.

High Costs of Third-Party Delivery Services

Many restaurants rely on delivery platforms to generate revenue. These platforms, however, charge high fees (up to 30% per order), which can significantly cut into profits.

Competition and Marketing Pressure

The restaurant industry is highly competitive, requiring constant investment in marketing and promotions to attract and retain customers. Managing these costs while ensuring ROI is a continual challenge.

Staffing and Labor Costs

Recruiting, training, and retaining skilled staff is costly, especially with high turnover rates in the industry. Additionally, labor regulations, such as wage increases, can further strain restaurant budgets.
Our Unique Solution

Easing the Financial Burden for Restaurant Owners

We negotiate settlements with MCA lenders to ease cash flow issues caused by rising ingredient costs, equipment breakdowns, and high operational expenses.
01
Book a free, confidential consultation with a debt settlement specialist
02
If eligible, we inject immediate cash flow into your business, giving us time to negotiate an optimal debt solution for you
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Graduate debt-free in 6-8 months and secure your business's future
Restaurants
Debt Solution
Restaurants
Debt Solution
27%
savings
Estimated Debt Settlement Figures of a Coastal Debt customer
Total Debt
$47,519
Weekly Payment
$895
Program Length
7 Months
Total Savings
$12,830

Manage Debts With Ease And Confidence

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Increase cashflow Upon Sign Up
Reduce weekly payment
Cut up to 80% off your MCA payments
Ability to Pay It Off Completely In 6-18 Mos.
Comprehensive Legal Protection
A dedicated Debt Settlement Advisor

Frequently asked questions

How can Coastal Debt help reduce the impact of high-interest debt on my restaurant’s cash flow?

Restaurant owners often rely on cash flow to cover essential expenses like payroll, supplies, and rent. Coastal Debt specializes in debt settlement of high-interest Merchant Cash Advance (MCA) loans to lower weekly payments, giving your business the breathing room it needs to operate smoothly and meet financial commitments.

I rely on delivery services like Uber Eats and DoorDash. Can my revenue from these platforms be protected from lender access?

Yes, Coastal Debt’s attorney-backed solutions include strategies to safeguard receivables from delivery platforms. We can help secure these essential revenue streams from aggressive collection practices, allowing your business to maintain stable income and continue operating effectively.

My restaurant’s equipment repair needs are unpredictable. How does Coastal Debt help me manage urgent expenses?

Unexpected expenses, like equipment repairs, can be challenging for restaurants with limited cash flow. By reducing your daily or weekly debt payments, Coastal Debt helps free up funds, so you can manage sudden costs without sacrificing other areas of your business.

How long does it take to settle MCA debt?

It usually takes between six to eighteen months to settle MCA debt, depending on the debt amount and the negotiation process.

What measures can protect my revenue while reducing debt?

We implement strategies that focus on debt reduction without compromising your revenue. By negotiating lower payments and extending repayment terms, we help improve your cash flow and stabilize your business finances.

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