Our Unique Solution

Tailored Solutions for Owner-Operators & Fleets

We help Trucking businesses reduce MCA debts and regain financial control through customized solutions and expert legal support.

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Trucking Challenges

The Financial Roadblocks Faced by Truckers

Delayed Payments
(60-90 Days)

Truckers often wait months to receive payment for delivered loads, leading to cash flow shortages. This forces many to rely on high-interest MCAs to cover operating expenses, creating a cycle of growing debt.

Dependence on Factoring Companies

Many truckers sell their invoices to factoring companies for quick cash, reducing their overall revenue. When combined with MCAs on the same receivables, this creates a financial trap where debt rapidly escalates.

Equipment Costs and Repairs

Trucks require costly repairs and maintenance, and unexpected breakdowns can disrupt operations. To cover these expenses, truckers often take out MCAs, leading to significant debt that strains their cash flow.

Limited Access to Traditional Financing

Due to inconsistent revenue or poor credit, many truckers cannot secure traditional loans. This leaves them reliant on high-interest MCAs, which come with aggressive repayment terms that can quickly spiral out of control.

Volatile Market Conditions

The trucking industry is highly sensitive to changes in fuel prices and demand. During downturns, truckers often rely on MCAs to stay afloat, but the high cost of these advances worsens their financial position.

High Operating Costs

Rising expenses for fuel, maintenance, and insurance put significant pressure on cash flow. Truckers frequently turn to short-term loans like MCAs to cover these costs, but the high repayment rates quickly lead to unmanageable debt.

Our Unique Solution

Overcoming the Financial Struggles of Trucking

We Negotiate Settlements with MCA Lenders to Ease Cash Flow Issues Caused by Delayed Payments and High Operational Costs.

Book a free, confidential consultation with a debt settlement specialist

If eligible, we inject immediate cash flow into your business, giving us time to negotiate an optimal debt solution for you

Graduate debt-free in 6-8 months and secure your business's future

Best Trucking

Debt Solution

Best Trucking

Debt Solution

27%
savings

Estimated Debt Settlement Figures of a Coastal Debt customer

Total Debt

$47,519

Weekly Payment

$895

Program Length

7 Months

Total Savings

$12,830

Manage Debts With Ease And Confidence

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Increase cashflow Upon Sign Up

Reduce weekly payment

Cut up to 80% off your MCA payments

Ability to Pay It Off Completely In 6-18 Mos.

Comprehensive Legal Protection

A dedicated Debt Settlement Advisor

Frequently asked questions

How quickly can Coastal Debt reduce my MCA payments and free up cash flow?

Our debt relief process is designed for efficiency. Once you enroll in our program, you can typically see a reduction in your MCA payments and an improvement in cash flow within the first 30 to 60 days.

Is debt relief an option if I operate as an owner-operator vs. managing a fleet?

Yes, debt relief is available for both owner-operators and fleet managers. Whether you’re an independent trucker or you run a fleet, we customize our approach to fit your business structure. We understand that owner-operators face unique challenges compared to larger fleets, so our solutions are tailored to provide the financial flexibility you need based on your specific operating expenses and debt load.

What are the costs associated with MCA debt relief services?

Costs can vary, typically including service fees or a percentage of the debt savings, but they should be discussed and agreed upon with the service provider upfront.

How long does it take to settle MCA debt?

It usually takes between six to eighteen months to settle MCA debt, depending on the debt amount and the negotiation process.

What measures can protect my revenue while reducing debt?

We implement strategies that focus on debt reduction without compromising your revenue. By negotiating lower payments and extending repayment terms, we help improve your cash flow and stabilize your business finances.

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