PLEASE review these Terms of Use thoroughly. Your access to this site or use of the services indicates your acceptance of these terms.
If you disagree, please refrain from accessing this site.

These Terms of Use govern your access and use of Coastal Debt Resolve's website, including www.coastaldebt.com, and other related online platforms. They do not change any existing agreements you have with Coastal Debt Resolve. By using our services, you agree to settle disputes through individual arbitration rather than a class action lawsuit or jury trial.

1. Eligibility and Intended Use

   By accessing or using this website, you confirm that you are at least eighteen (18) years of age or older and agree to provide accurate and complete information. Impersonation of any person or entity, including Coastal Debt Resolve staff, is prohibited. Providing false information may result in termination of website access. You agree to not engage in any activity that could damage the website, its interface, or any technical aspect of the website that may interfere with use. You agree your use of the Internet and this website is at your own risk. While Coastal Debt Resolve strives for a secure platform, the confidentiality of online communications cannot be guaranteed, and Coastal Debt Resolve is not liable for the security or accuracy of transmitted information.

2. Ownership and Intellectual Property Rights

   Coastal Debt Resolve owns and operates this website and its landing pages. All content, including visuals, graphics, designs, and software, is protected by various intellectual property laws, including but not limited to United States copyright, trademark, service mark, trade dress, patent, and proprietary laws. Unless explicitly permitted by Coastal Debt Resolve, the sale, distribution, transmission, modification, or any other unauthorized use of this website and/or its contents is strictly prohibited.

3. Third Parties

   The website may contain links to third-party websites with which Coastal Debt Resolve has an affiliation. Coastal Debt Resolve does not control the operations of these sites, their services, or links, and is not responsible for their content, availability, or usability.  Any interactions with third parties are solely between the website user and the third party. You agree to hold harmless Coastal Debt Resolve and agree that use of such third-party websites, links, and content is your personal responsibility and at your own risk.

   By using the website, you acknowledge that Coastal Debt Resolve does not make credit decisions or endorse third-party products or services. Any agreements or discussions between the website user and any third party is independent of Coastal Debt Resolve.

   Coastal Debt Resolve is not responsible for the accuracy, completeness, or reliability of third-party website information, content, or any products/services offered or sold through any link on a third-party website. You agree to assume personal responsibility for the use of all third-party information and website content.

4. Licensed Use

   Coastal Debt Resolve provides you with a limited, nonexclusive, and revocable license to view, share, print, or download content from its website for personal use only. You are not permitted to sublicense, distribute, or create derivative works from the website content, nor can you use automated systems to access the website or collect any form of personally identifiable information. Coastal Debt Resolve reserves all rights to its website and content and retains the discretion to deny access to anyone who violates these Terms of Use.

5. Forbidden Conduct

   You agree to only utilize the website to access information and/or contact the providers of advertised products and services. Submission or distribution of illegal, harmful, abusive, or objectionable content is strictly prohibited. You must not attempt to compromise system integrity or security, overload the infrastructure, or use automated systems to access the website or its content. In addition, impersonation, fraud, and unauthorized sharing of content is strictly prohibited.

6. User Feedback

   Occasionally, we may request your feedback on Coastal Debt Resolve's website for products and/or services. Any information or content you provide will be treated as non-confidential and non-proprietary. It will become the sole property of Coastal Debt Resolve, which reserves all rights to it. Coastal Debt Resolve, along with its licensees and affiliates, may use this content freely without any obligation or liability to you. This includes reproduction, disclosure, transmission, publication, and/or posting across various media, both present and future, on this website or elsewhere. Coastal Debt Resolve is not obligated to respond to such communications.

7. Indemnification

   You agree to indemnify and hold harmless Coastal Debt Resolve, its employees, contractors, agents, and members from any claims or damages, including legal fees, resulting from your use of the website or any violation of these Terms of Use. Coastal Debt Resolve has the right to take control of any legal defense related to such claims at your expense and will notify you of any such claims.

8. Disclaimer of Warranties, Damages, and Limitation of Liability

   While Coastal Debt Resolve strives to maintain accuracy, reliability, and timeliness of information on this website, it is provided “as is” and “as available.” Coastal Debt Resolve disclaims all warranties, whether express or implied, including but not limited to merchantability, title, and fitness for a particular purpose. It does not guarantee uninterrupted or error-free service, nor the absence of viruses. Your use of the website is at your own risk, and Coastal Debt Resolve is not liable for any damages or data loss.

   Coastal Debt Resolve and its affiliates are not liable for any damages, including but not limited to property damage, loss of profits, or data loss, arising from your use of the Coastal Debt Resolve website, regardless of the form of action. Coastal Debt Resolve's total liability to you is limited to the amount paid by you or two hundred dollars ($200), whichever is less, ARISING OUT OF OR RELATING TO THESE TERMS OF USE OR THAT RESULT FROM YOUR USE OR YOUR INABILITY TO USE THE WEBSITE OR ANY THIRD-PARTY  WEBSITE OR ANY OTHER INTERACTIONS WITH Coastal Debt Resolve, EVEN IF Coastal Debt Resolve HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

9. Arbitration

   Please Read This Provision Carefully. It Affects Your Legal Rights.

   YOU AND COASTAL DEBT RESOLVE AGREE TO GIVE UP ANY RIGHTS TO LITIGATE CLAIMS IN A COURT OR BEFORE A JURY OR TO PARTICIPATE IN A CLASS ACTION OR REPRESENTATIVE ACTION WITH RESPECT TO A CLAIM. OTHER RIGHTS THAT YOU WOULD HAVE IF YOU WENT TO COURT, SUCH AS ACCESS TO DISCOVERY, ALSO MAY BE UNAVAILABLE OR LIMITED IN ARBITRATION.

   In the event of any controversy, claim, or dispute between you and Coastal Debt Resolve, its agents, employees, officers, directors, principals, successors, assigns, subsidiaries or affiliates (collectively for purposes of this section, “Coastal Debt Resolve”) arising out of or relating to these terms of service, the parties agree to resolve all issues solely using binding Arbitration, governed by the rules of the American Arbitration Association (“AAA”) or other mutually agreeable neutral party.  Any such Arbitration shall take place in Broward County, Florida and shall be governed by the laws of the State of Florida conducted by a mutually agreed upon Arbitrator. If the parties are unable to agree to the selection of the Arbitrator, the AAA shall have the power to make the appointment from among other members of the National roster without the submission of additional lists. The arbitrator shall be neutral, independent, and shall comply with the AAA code of ethics. The arbitrator shall have the exclusive and sole authority to resolve any dispute relating to these terms of service including but not limited to interpretation, applicability, enforceability, breach, conscionability, and of this arbitration requirement. The award rendered by the Arbitrator shall be final, binding on all parties, and not challengeable or subject to vacation or modification. Judgment on the award made by the Arbitrator may be entered into by any court having jurisdiction over the parties. If either party fails to comply with the Arbitrator’s award, the injured party may petition the Court of Broward County, Florida for enforcement. You further agree that you may bring claims against Coastal Debt Resolve only in your individual capacity and not as a Plaintiff or class member in any purported class action or representative proceeding. Further, the parties agree that the Arbitrator may not consolidate proceedings of more than one person’s claim and may not otherwise preside over any form of representative or class proceeding. The parties shall share the cost of Arbitration (excluding attorneys’ fees) equally. If a party fails to proceed with Arbitration, unsuccessfully challenges the Arbitrator’s award, or fails to comply with the Arbitrator’s award, the other party shall be entitled to the costs of the suit, including reasonable attorneys’ fees for having to compel Arbitration or defend or enforce the award.

10. Class Action Waiver

    You hereby waive the right to assert any claims against Coastal Debt Resolve as a representative or member in any class or representative action, except where such waiver is prohibited by law against public policy. To the extent you are permitted by law to proceed with a class or representative action against Coastal Debt Resolve, you hereby agree that: (1) The prevailing party shall not be entitled to recover attorneys’ fees or costs associated with pursuing the class or representative action (not withstanding any other provision in this agreement); and (2) The party who initiates or participates as a member of the class will not submit a claim or otherwise participate in any recovery secured through the class or representative action.

11. Privacy Policy

    You may review our Privacy Policy to understand how Coastal Debt Resolve gathers, utilizes, and shares personally identifiable information from its users. By using or accessing the website, you agree to all actions we take regarding your data, in accordance with our Privacy Policy.

12. Notice

    Coastal Debt Resolve may inform you through Notice by email, regular mail, or postings on its website. Notices sent via email are considered to be received 24 hours after the date of transmission, unless an invalid email address is reported. Alternatively, legal Notices may be sent by regular mail to the postal address provided by you. In this case, Notice is considered received three (3) calendar days after the date of mailing. Any Notices to Coastal Debt Resolve must be in writing and sent by via mail to our physical mailing address:

    Coastal Debt Resolve
    6750 N Andrews Ave, Suite 150
    Fort Lauderdale, FL 33309
    Attn: General Counsel

13. Choice of Law, Jurisdiction, and Venue

    These Terms of Use are governed exclusively by the laws of the State of Florida, USA, without consideration of conflicts of law principles. You agree that any legal action related to these Terms of Use, or the website, shall be brought only in federal or state courts in the Southern District of Florida and/or Broward County, Florida. By using the Coastal Debt Resolve website, you consent to the jurisdiction of these courts for any legal matters concerning the website, your access or use thereof, or these Terms of Use, including service of process outside the territorial limits.

14. Waiver

    If Coastal Debt Resolve does not enforce any part of these Terms of Use or additional terms, it does not mean it is relinquishing the right to enforce them later.

15. Severability

    If any aspect of these Terms of Use is found to be unlawful, void, invalid, or unenforceable, that specific part will be considered separate from the rest of the terms. However, the validity and enforceability of the remaining provisions will remain unaffected.

16. Anti-Assignment

    These Terms of Use may not be assigned by you.  Coastal Debt Resolve reserves the right to assign its rights and obligations at any time.

17. Merger Clause

    Except as provided herein, these Terms of Use constitute the complete, full, and exclusive understanding between you and Coastal Debt Resolve, however, these Terms of Use may be modified or superseded by further agreement or if certain services of Coastal Debt Resolve and/or its affiliates are utilized by you.

18. Term, Termination, and Survival

    These Terms of Use become effective when you begin using the website. Coastal Debt Resolve can deny you access to the website and/or terminate these terms at any time, with or without notice, for any reason. If you do not follow these terms, they will automatically end. You may end these terms at any time by discontinuing your use of the Coastal Debt Resolve website, however, certain sections of these terms will remain in effect after termination.  Specifically, the following paragraphs shall survive termination: 2, 3, 4, 7, 8, 9, 10, and 13.  

19. Changes to the Website

    Coastal Debt Resolve may alter or update content, materials, or information on the website, including these Terms of Use, without notification to you. Coastal Debt Resolve may revise these Terms of Use at any time by updating this website. You are bound by these changes. Periodic visits to the website are suggested for the user to remain informed of current Terms of Use.

20. Use of Website Outside of the United States

    Coastal Debt Resolve does not guarantee access to or use of the website outside of the United States. If you use the website outside of the United States, it is at your own risk, and you assume personal responsibility for abiding by the laws of the governing jurisdiction as it may relate to these Terms of Use.